Apply today for the Akhuwat Loan that suits your needs perfectly

Akhuwat Foundation stands out as a unique loan provider in Pakistan, offering ethical, interest-free loans (Qarz-e-Hasna) designed to uplift those in need. Unlike conventional banks, Akhuwat prioritizes social welfare over profit.

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Who we are

Akhuwat Foundation Loan

If you’re thinking about getting a loan from Akhuwat Foundation, you’ve made a great decision! Akhuwat offers interest-free loans (Qarz-e-Hasna) to help people cover their expenses and improve their lives without the burden of interest. The best part is that you can apply online, from the comfort of your home. With loans available from Rs. 500,000 to Rs. 50 million, Akhuwat makes it easy for you to get the financial support you need.
Akhuwat provides five different types of loans, each designed to suit different needs:

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Loan Arroval

46

Team Mamber

4400

Daily Approvals

99.4%

success rate on first attempt

Welcome to the Akhuwat Foundation

At Akhuwat Foundation, we aim to provide interest-free financial help to people who need it, focusing on building a fairer and more equal community. Driven by our values of social justice and compassion, we are committed to reducing poverty and empowering individuals by providing financial support that is ethical, accessible, and inclusive.

Loans Without Interest

At Akhuwat, we offer interest-free financial support, so you can focus on achieving your personal or professional goals without the worry of extra costs or financial burden. Our aim is to make sure you can move forward without any interest getting in your way.

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No Additional Fees

Our loans have no hidden charges or processing fees. We believe in complete transparency, so you know exactly what you’re getting from day one—no surprises, just support.

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Adaptable and Convenient

We offer flexible repayment plans that fit your financial situation. Whether you want to apply in person or online, our simple and user-friendly process makes sure you can get the support you need, how and when it works best for you.

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Our Value

Akhuwat Foundation Financing

If you’re thinking about getting a loan from Akhuwat Foundation, you’re in the right place! Akhuwat makes it easy for you to apply online, right from your home, for amounts ranging from Rs. 500,000 to Rs. 50 million. We offer five types of loans to meet your needs: Personal Loans, Student Loans, Wedding Loans, Business Loans, and Car Loans.
In 2024, Akhuwat reintroduced its interest-free home loan program, which allows you to borrow between Rs. 100,000 and Rs. 6.5 million. Loans up to Rs. 100,000 are completely interest-free, while loans above that amount come with a very low interest rate of 0.001% (which may increase slightly to 0.002% under the home loan plan).
To qualify for this program, you need to be:
A Pakistani citizen between 24 and 70 years old.
Living below the poverty line, with a poverty score of under 30.
Able to present a viable business plan.
The program will be launching in the next 30 days, and we want to assure you that no fees or payments are needed before signing the loan agreement. It’s all about making sure you get the support you need without any hassle.

What we offer

Our Services

Apply Now for a Brighter Future

Akhuwat Personal Loan

Akhuwat Foundation offers personal loans of up to Rs. 2.5 million. The loan amount is based on factors like your income, debt-to-income ratio, credit score, and employment status. To qualify, you need to be between 24 and 60 years old. You can easily keep track of your loan status online through our website, ensuring you have real-time updates and full transparency throughout the process.

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Akhuwat Housing Loan

Akhuwat offers home loans for buying, building, or renovating homes in Pakistan. If you need quick financial help, our Akhuwat Home Loan has a simple and streamlined process so that you get the funds without any delays. This service is perfect if you need urgent financial support, allowing you to get the money you need for your home efficiently and without any hassle.

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Akhuwat Business Loan

Applying for a business loan with Akhuwat is quick and simple. You can do everything online from the comfort of your home or office. Our business loans are designed to help meet your short-term financial needs, with quick approvals often given within hours. We make sure the application process is smooth, requiring minimal paperwork, so you can focus on growing your business without any delays.

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Wedding Loan

Akhuwat Foundation offers wedding loans to help cover all your wedding expenses, ensuring your big day is everything you’ve dreamed of. You can borrow between PKR 5 lakh and PKR 60 lakh with flexible repayment terms from 10 to 36 months. These loans are unsecured, which means you don’t need to provide any collateral. Plus, if you’re an existing customer, you can get fast approval, sometimes within 24 hours, making it easier to manage your wedding plans without stress.

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Auto Loan

Akhuwat Foundation provides car loans with interest rates starting at just 1% per year. We offer financing for up to 100% of the on-road cost, making it simple for you to get your dream car. We also provide flexible repayment options, so you can choose a plan that works best for your financial situation. Whether it’s for a new or used car, we’re here to make your car-buying journey smooth and easy.

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Our Value

Why Choose an Akhuwat Loan?

Akhuwat Foundation stands out as a unique loan provider in Pakistan, offering ethical, interest-free loans (Qarz-e-Hasna) aimed at helping those in need. Unlike traditional banks, Akhuwat prioritizes social welfare over profit. They offer loans for various purposes, such as business, education, and healthcare, with no hidden fees or processing charges. Applications can be submitted both online and in person at local branches, promoting a community-focused approach. Akhuwat’s mission is to alleviate poverty by providing accessible, transparent, and cost-free financial assistance, empowering individuals to improve their quality of life.

Required Documents for Akhuwat

Loan Application

Selfie

A recent, clear photograph

Proof of Identity

CNIC or driver’s license.

Proof of Address

Passport, rental agreement, or recent utility bills.

Proof of Income

Bank statements or salary slips for the past 6 months.

Akhuwat Loan Options for 2024

Akhuwat offers a range of loan programs designed to meet various financial needs:

Personal Loans

Manage unexpected expenses such as medical bills or home repairs with flexible repayment options and low interest rates.

Home Loans

Borrow up to Rs. 50 million for purchasing, refinancing, or constructing a home.

Special Loan Programs

Tailored options for senior citizens, retirees, and government employees.

Education Loans

Assistance for students pursuing education in Pakistan or abroad.

Loans Against Property

Use your property as collateral to secure larger financial needs.

Car Loans

Finance new or used vehicles at competitive rates.

With our instant business loan approval process, you can access funds in as little as 5 seconds, ensuring a seamless and hassle-free borrowing experience.

Client testimonials

Sarah A.

Customer

“Getting a loan from Akhuwat was easy, and the team was very supportive. It made a real difference in my life.”

Fatima B.

Customer

“Akhuwat’s support made it possible for me to afford my college fees. They genuinely care about helping people.”

Ahmed R.

Customer

“Thanks to Akhuwat, I was able to start my small business without any worries about interest. It’s a great initiative.”

Learn how to Loan today

Akhuwat offers a range of loan programs designed to meet various financial needs:

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